Can you use Euros in Croatia or are Croatian Kuna the only currency accepted.
Kuna is the official currency so it is all you should take....some might accept Euros but it will be hit and miss.
In Dubrovnik you will find some places accepting Euros, though the rate is likely to be poor. So if you want to get rid of old Euros that may be fine for you, but don't change sterling to Euros to spend in Croatia.
If you search the Croatia forum you will find the same advice repeated again and again. To get best rates use a Croatian ATM using a card like Halifax Clarity or Metro Bank which do not charge for overseas use.
Yes you can use them in BiH, but by no means everywhere. In Mostar souvenir shops, restaurants and cafes are quite happy to accept Euros, but regular shops used by the people who live there won't accept them.
Officially Euros should be accepted only for paying the road toll and in the airports in Bosnia
And again, all that is answered in the pinned topic.
We had problems getting cash from the ATM tried three different ones and two of them wouldn’t give us any cash and third one would only do it with sterling conversion which is a far poorer rate. We have Santander card the bank were aware we would be in Croatia we used it with no problem in stores and restaurants but not everywhere excepts cards. We also tried using our TSB card in the ATM but that wouldn’t work either
Between us my wife and I have NatWest, Lloyds, Halifax and MBNA and we never have problems. The ATMs we tend to use with our UK cards are OTP and Raiffeisen.
If ATMs are not working for you but other transactions are, I think you need to ask your bank why.
I found it Kunas only, there are ATMs everywhere which offer you a choice, accept or reject the rate given by the ATM, if you reject the rate you get the official bank rate which is better